Phil Cannella and different annuities
Phil Cannella – Phillip Cannella News: Phil Cannella has made a thorough study of the different annuities available on the mark in an effort to see which ones, if any, would be suitable for a person who is in or approaching retirement. Phil Cannella explains that an annuity is designed to provide a steady stream of income and are generally designed to provide for people in retirement.
Phil Cannella explains not all annuities created equal
Phil Cannella explains however that not all annuities are created equal. There are many life insurance companies out there that offer annuities and each one packages them in a different way and there are different types of annuities altogether. After a fairly exhaustive study, Phil Cannella deemed that maybe 5% of the annuities on the market are good for consumers, the rest, not being worthy of looking. Furthermore, Phil Cannella says that some annuities should never see the light of day, specifically variable annuities which have so many hidden fees embedded in them, the average investor doesn’t understand them and worse the average financial advisor doesn’t understand them either and misrepresents them.
In constructing his Crash Proof Retirement system, Phil Cannella decided to utilize some fixed equity indexed annuities which are insurance products rather than a blend between an insurance product and a securities product. These indexed annuities provide for the preservation of wealth while also allowing for growth when the markets go up.
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- http://thetruthaboutcannella.com
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- http://crashproofeducation.com
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Phil Cannella – Champion of Consumer Advocacy
With the uncertainty and volatility of the market, Phil Cannella, with First Senior Financial Group, prides himself on ensuring a safe retirement future for senior consumers. With an unparalleled devotion to educating seniors, Phil Cannella works endlessly to know and understand the ever changing tax laws and economic changes that can adversely affect one’s nest egg. Thousands of senior citizens have gone through First Senior Financial Group’s education process and learned how to have up to an 85% tax free retirement income.
As if that isn’t reason enough to respect Phil Cannella, the truly amazing thing about how he runs First Senior Financial Group is that he never takes a dime from the seniors who come to him to be educated. Everything he teaches and everything he offers comes free of charge. That is the true mark of a consumer advocate, someone who cares enough to help you without asking for anything in return.
http://www.philcannellaiii.com/